A fully flexible way to invest
The sooner you invest in a Barclays Investment Account, the sooner you could grow your money. It’s quick and easy to open an account and you can start investing from just £50.
The value of investments can fall as well as rise and you may get back less than you invest.
The value of investments can fall as well as rise. You may get back less than you invest. Tax rules can change and their effects on you will depend on your individual circumstances. Smart Investor doesn’t offer personal investment advice so if you’re not sure about investing, seek independent advice.
If you have investments or cash elsewhere, you can earn up to £1,000 cashback if you transfer them to us by 30 August. You’ll need to register your details and transfer a minimum value of £5,000. Pensions aren’t eligible. T&Cs apply.1
No annual limit – invest from just £50 with no annual limit
Flexibility – You can also request to withdraw cash when you like with no exit fees
Thousands of investment opportunities – Covering funds, shares in UK and 10 international markets, gilts and bonds, Exchange Traded Funds (ETFs) and Investment Trusts to help you build a portfolio that suits you
Ready-made Investments – If you’re not sure where to begin or are short on time, our five Ready-made Investment funds offer immediate diversification. Just choose a fund with the level of risk that’s right for you and leave the rest to us
Manage your investments on the go with the Barclays app2 – you can view your investments in our app. If you've got a current account with us, you can also pay money into your investment account (excluding SIPP accounts), browse your investment options and buy and sell them on the go in just a few easy taps. Find out more about investing with our app
Get the best prices – we go the extra mile to get you the best price for UK shares, Exchange Traded Funds, Investment Trusts and Real Estate Investment Trusts from our Retail Service Providers. With Barclays Price Improver™, 93.45%3 of trades placed in 2023 got a better price than that quoted on the London Stock Exchange, with customers benefiting by an average of £16 per deal.
No charges to open the account and a simple annual customer account fee of 0.25% on investments up to £200,000 and 0.05% on investments above £200,000.
| Activity | Cost |
|---|---|
| Buying and selling shares* | £6 per deal** |
| Buying and selling funds | No charge |
| Regular investments | No charge |
| Dividend reinvestment | No charge |
| Holding cash | No charge |
| Transferring investments | No charge |
| Cash withdrawal and account closure | No charge |
*Including ETFs, investment trusts, bonds and gilts.
**Online dealing only. Taxes may apply when buying shares. A foreign exchange and an international brokerage fee will be charged when trading international shares.
Apply today and enjoy an account with no annual or lifetime limits.
If you have a General Investment Account elsewhere, you can transfer them to us at any time – but before you start, you’ll need a Smart Investor account.
You should also make sure that you don’t have to pay penalties or give up valuable benefits – and that you’re aware of all the risks and drawbacks involved in transferring. Read our transferring investments page for more information.
Once your new account is open, you can start the transfer process immediately.